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Frequently asked questions

Are interest rates fixed or floating?

Interest rates vary by loan product and NBFC partner. Both fixed and floating options are available, providing flexibility and affordability

Loan approval time depends on your profile and the completeness of your documents. In most cases, approvals are given within a few working days, provided all requirements are met.

No, simply applying will not harm your score. Your credit score may only be impacted if repayments are delayed or missed after the loan is disbursed.

Yes, most loans allow foreclosure or early repayment. However, some banks/NBFCs may apply minimal foreclosure charges as per their policy.

Missing an EMI can affect your credit score and may lead to penalty charges. It’s always best to pay on time to avoid extra costs and maintain a good financial record.

Yes, you may choose a balance transfer facility to shift your loan to another bank offering better interest rates or terms.

Loan insurance is optional but highly recommended, as it protects you and your family in case of unforeseen circumstances affecting repayment.

Yes, certain loan products are available for Non-Resident Indians (NRIs), subject to specific eligibility and documentation requirements.

Eligibility depends on multiple factors such as income, employment type, credit score, repayment history, and existing liabilities.

Yes, as long as you meet the eligibility criteria and your repayment capacity allows it, you can maintain multiple loans simultaneously.

You can track your loan status easily through our online platform, or by contacting our support team for real-time updates.